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AppleNVIDIABerkshireMetrics guide
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Metrics guide›Financial statement lines

Loans and leases before allowance, net of deferred income

Loans and leases before credit-loss allowance, after deferred income and other amortized-cost adjustments.

Worked example · a round-number company

Loans and leases before allowance, net of deferred income$1.0B÷Total assets$10.0B=Share of assets10.0%This period$1.0B÷A year before$800M− 1 =Change+25.0%

How to read it

↕Neither higher nor lower is better. Shows the lending portfolio before allowance.

Keep in mind

  • Not contractual principal; excludes loans and leases held for sale.