Provision for loan losses

Reported provision for loan, lease and other losses.

Worked example · a round-number company

Provision for loan losses$1.0B÷Revenue$5.0B=Share of revenue20.0%This period$1.0B÷A year before$800M− 1 =Change+25.0%

How to read it

↕Neither higher nor lower is better. Shows recognized credit costs.

Keep in mind

  • Scope can include leases and other credit exposures; do not substitute a narrower provision.