Net interest income
Interest income less interest expense.
Worked example · a round-number company
Net interest income$1.0B÷Revenue$5.0B=Share of revenue20.0%This period$1.0B÷A year before$800M− 1 =Change+25.0%How to read it
↑Higher is better. Shows the lending spread before credit costs.
Keep in mind
- A bank-specific subtotal, not industrial sales.